Embedded finance is on a tear. McKinsey estimates the US market for embedded finance reached $20 billion in revenue in 2020, with Oracle seeing valuation reaching $7 trillion in the next 10 years. We sat down with legendary fintech thought-leader and influencer David Birch, Lisa Scott, EU CEO of global real-time payments network Banked, and Miroslava Betinova, head of fintech at Griffin, an API-first full-service bank to get the low-down on the future of embedded services, including the controversy and successes of Buy Now Pay Later (BNPL), digital identity, the future potential dominance of 100% digital banks, brands as banks and payments providers, the irrelevancy of physical banks, and more.
Disclaimer: Converge is Convera’s new podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.