decorative

Check your IBAN

Use Convera’s verification tool to ensure your IBAN follows a valid format.

insight

Convera’s IBAN verification tool will indicate only if the format of your IBAN is correct. This tool does not verify that the IBAN itself is correct and you should verify your IBAN with the issuing institution. This tool is for informational purposes only. Convera makes no representations, warranties, or conditions of any kind, express or implied.

bank

CLYDESDALE BANK PLC

SWIFT code (8 characters)
CLYDGB21
Bank name
CLYDESDALE BANK PLC
Branch name
KINGSTOWN CARLISLE
Branch code
827024
Bank address
82 ENGLISH STREET
City
CARLISLE
Province/State
CUMBRIA
Postal code/Zip
CA3 8HP
Country
UNITED KINGDOM
SWIFT/BIC
CLYDGB21S19
CLYD
Bank code
GB
Country code
21
Location code
S19
Branch code
IBAN
GB98CLYD82702400264844
GB
Country code
98
Check digits
CLYD
Bank code
827024
Branch code
2400264844
Bank account number

What is an IBAN number?

IBAN — short for International Banking Account Number and sometimes referred to as IBAN code, IBAN key, or IBAN number — is used to identify an individual bank account participating in a cross-border transaction.

While IBAN does not replace an actual banking account number, it provides supplemental information that helps track payments and process FX transfers. An IBAN number is also not the same as a routing number.

IBAN was originally developed for European nations in need of a common standard to identify bank accounts, but it is now recognized in over 85 countries. If you’re making an international transfer — especially if either party’s bank is based in Europe — you may be asked to provide an IBAN.

Understanding IBAN formats

An IBAN can contain up to 34 characters, with the exact length varying from country to country.

The general format is as follows:

  • Two-letter country code, such as DE (Germany), GB (United Kingdom), or FR (France)
  • Two check digits
  • Up to 30 alphanumeric characters representing the basic bank account number (BBAN)

A complete IBAN for a German account holder looks like this:

A complete IBAN for a UK account holder looks like this:

IBAN format

How to check your IBAN

Usually, you can find your IBAN via your online banking account or by reviewing bank statements. In some cases, it may appear on your bank card. When in doubt, contact your bank and they will provide you with the correct number.

You should always double check that you have the correct IBAN before making an international transfer. The wrong code could result in your money being sent to an unknown recipient, while using a code with the incorrect format could leave you paying added fees even if the transfer isn’t processed.

Ready to unlock more value in every transaction? Get in touch with one of Convera’s experts today to discover our solutions.