Archives: Podcasts
-
Converge – Why DeFi Matters [Part 3]: CBDCs – opportunity or doom for DeFi? The challenges of building digital institutional trust
Most major economies, including 19 of the G20 nations, are in the end-stage processes of developing Central Bank Digital Currencies (CBDCs). These digital currencies introduce DeFi technology and concepts into the world of central banking with many potential use cases across borders and domestically. CBDCs have opened up all kinds of opportunities for increased efficiencies,…
-
Why DeFi Matters [Part 2]: Tokenization and ‘financializing’ our lives
Part 2 of our 3-part series. Although it’s early days for DeFi, tokenization of real-world assets shows promise for bringing much-needed liquidity to existing and newly emerging asset classes. Distributed Ledger Technologies (DLT) open even more opportunities and solutions for enterprises and companies within the realm of tokenization, but the regulatory circle needs to be…
-
Converge – Why DeFi Matters [Part 1]: Bitcoin and DeFi’s influence on the future of TradFi and FinServ
In his upcoming book, author Ian Horne (a former FinServ relationship manager and head of content for Money20/20 EU), discusses the many reasons why the often lofty, quixotic-sounding concepts of decentralized finance (or #DeFi) should matter to anyone looking to improve the way we do business and exchange value. For Part 1 of our 3-part…
-
Converge – The seismic shifts in education finance: China’s student decline, new dominant markets and payment methods
India now outpaces China in wealth creation and GDP per capita, and the number of their students able to afford high quality education overseas is projected to grow. Overall, the demographics of students who study abroad are shifting dramatically, presenting new opportunities and challenges for students, payment providers and higher education institutions. Furthermore, 60% of…
-
Converge – The European Payments Initiative (EPI): Bridging instant payments across the bloc
The European Payments Initiative (EPI), an ambitious European payments scheme backed by a consortium of 16 banks, has been in the news lately. It is gearing up to pilot an instant payments scheme this year after agreeing to acquire two fintechs, Dutch payment scheme iDeal and mobile payments app Payconiq. The pilot will comprise a…
-
Converge – Fighting FinCrime with FinTech: Human controls vs. AI, automation, and scaling fraud prevention
In recent years, the United Kingdom has seen a massive uptick in financial crime. The need for better controls against fraud, both human and machine, are more important than ever. And while many types of financial fraud remain the same, new channels have emerged posing unknown risks. Customer oversight has become nebulous making data-sharing crucial…